Service areas
Six corners of one metro, rated six different ways
A 1924 bungalow in Waldo, a 2016 build in Olathe and a pole barn in Liberty do not price alike. Here is what changes where you live.
Missouri and KansasPersonal and commercialLicensed in both states
Where we write
We insure across both states, but these six areas make up most of the book. Each one has its own quirks.
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Brookside & WaldoMOCentury-old bungalows, mature trees and the hail claims that come with both.ZIPs: 64112 · 64113 · 64114 · 64131Local details 
Overland ParkKSKansas rating rules, long commutes and a lot of households with teen drivers.ZIPs: 66204 · 66210 · 66212 · 66223Local details 
Lee's SummitMOGrowing families, finished basements and the water backup coverage most of them are missing.ZIPs: 64063 · 64064 · 64081 · 64082Local details 
Liberty & the NorthlandMOAcreage, outbuildings, boats and business vehicles parked at home.ZIPs: 64068 · 64118 · 64155 · 64157Local details 
IndependenceMOMixed housing ages, plenty of rentals and a strong need for honest renters coverage.ZIPs: 64050 · 64052 · 64055 · 64057Local details 
OlatheKSSmall businesses, home offices and the certificates they need by Friday.ZIPs: 66061 · 66062 · 66221 · 66227Local details Anywhere in Missouri or Kansas
Outside the metro? We can still help
We are licensed statewide in both Missouri and Kansas. If you moved out to Columbia or down to Wichita, your policy can move with you.
Ask about your addressQuote the address you actually live at
Send us your current declarations page and we will shop fourteen carriers, then tell you plainly whether moving is worth it.
No fee for our work. No obligation to switch. Usually a same-day written comparison.